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The delinquency rates for FHA and VA loans were 10.3 percent and 6.5 percent, respectively-up 15 basis points for FHA loans and down 46 basis points for VA loans.. especially first-time.

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The FHA share of total applications edged down fro 14.0% to 13.7%, the VA share fell to 10.9%t from 11.3% and the USDA share was unchanged at 0.9%. Contract interest rates

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Loans are generally more difficult to obtain Loan terms are not as good Price per unit is higher Banks prefer local borrowers Properties are generally older The economics cannot justify full-time, on site management and maintenance And, it is usually difficult to manage effectively.

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News for July 2016 – ConsumerAffairs – It was even worse for the Refinance Index, which was down 15% from the previous week, taking the refinance share of mortgage activity to 61.1% of total applications from 64.2% a week earlier.

RealClearMarkets – Articles: February 2009 Archives – The foreclosure rate on FHA loans spiked nearly five fold during the 1950s, while the failure rate on VA mortgages doubled. By the early 1960s, FHA loans were four times more likely to default.

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